I specialize in Under 640 Fico Score Loans and offer credit repair at no cost to raise fico scores to qualify. Do you have a down payment or closing costs? If not, this program will assist you to purchase with minimum out of pocket expenses.
Here is a link, flyer, maximum income limits and a needs list to gather for processing a loan approval.
CHF Access half percent down flyer, pdf
CHF Access income limits http://tinyurl.com/8lzf8he
Sheryl Arndt, standard needs list checked, pdf
Why Rent brochure
Sheryl Arndt, Real Estate Broker â€“ Sr. Loan Officer CA only
REO & Short Sale Specialist
20+ Years Experience
Your credit score seems ok but there is a government program that helps even people with even lower credit scores qualify and they offer some great incentives. Please let me know if you would like more information on this program or if you would like to work with someone to start getting approved for an FHA loan.
Feel free to call or email me anytime if I can be of further assistance.