Sr. Mortgage Banker
NMLS # 659743
It depends on the lender, the amount of your down payment, etc.
Even if your score is too low to qualify right now, I know plenty of local lenders that will be happy to work with you on getting your score up and help you start down the path to home ownership.
Feel free to contact me if you'd like a list of lenders in our area.
Have a great evening!!
Kristina Pratt, REALTOR
RE/MAX Preferred Partners
One 157 Center
Edwardsville, IL 62025
Yes from me - I'm sure that my FHA dept will work with you --
It is true most bank type lenders want 640 scores BUT there are alternative with a variety of other lenders for a FHA loan.
Lending in all 50 states!