Hello, I may know of a lender who has a program for that. He is in downtown Lafayette. If you email me at firstname.lastname@example.org I will follow up with you and get you his information. I do not know the specifics of the rates, etc. but can assist you in determining if it is a good option also, if we talk to him about it. There may also be a few easy fixes to your credit that i could talk to you about also. Thank you, Kristy Miley Realtor at Coldwell Banker Shook
There are some "Private Money" Lenders out there, however they will most likely charge you a 30-45% down, and at a 10% interest rate. I say, save some money, work on your credit, and when you are above a 620 go for traditional financing.