Get with a lender and get a game plan going. That 8-10 months will go buy fast, especially if you have some things to get in order. Find someone that you are comfortable, can answer all your questions and doesnt mind helping you along the way. CH 7 is definitely not the end of the world. You should be good to go before long. Good luck.
If you want a great lender that can help you in the most dire of situations then you need to contact Mark Pflanzer. He is great with working with these situations. His informaiton is: (615) 403-2088 email@example.com
Tell him Shane Powell said to contact you.
We are first time home buyer specialist (or those who haven't purchased in awhile) and as a result, have worked with many others in your situation. It sounds like what you are currently doing is getting you on track for buying a house. Feel free to contact us and we'd love to discuss your goals with you.
Stephen and Sheree Olmstead
Prudential Realty Center
Stephen's Cell: 423-827-3472
Sheree's Cell: 423-827-3471
I have a few great lenders that you can call on. They all would be happy to reccommend a credit counselor to you if needed as well. It sounds like you are doing a fantastic job in getting your credit back in good standing! Please feel free to call me or visit our website at http://www.chattanoogapropertiesonline.com.
American Acceptance - Sancy Houston - 423.899.6898
E-Loan - Michelle Hurt - 423.503.1319
The Whaley Group - Dale Whaley - 423.593.2501