There are first time homebuyer programs for the city of Rock Hill and for York County itself. There are city and county monies available to you. There is also a program that you can go through as a first time homebuyer as well. I have been able to successfully walk several people through this program and would love to help you get started. You can reach me at 803-835-2333 office or firstname.lastname@example.org. Have a great day!
There are many great loan programs out there that will fit your needs. On the other hand, sellers in York County are offering great incentives in the marketing of their homes. This directly equates to paid closing costs and maybe other incentives as well. If you have any further questions let me know. I would love the opportunity to assist you with your current real estate need.
You are considered a first time homebuyer if;
You have had no ownership in a residence in the last 3 years. You are a single parent who owned with a former spouse while married. If you were a displaced homemaker and have only owned a home with a former spouse.
You should be able to obtain financing with your credit score:) Please email me if you have any additional financing questions at Tino.Muratore@gmail.com.
Thanks and good luck,
I agree with Yvonne on this point. You need to contact a lender......THEN a Realtor. I would be more than happy to help you with this process. I am very confident about your ability to buy a home in the near future. Your credit score is only ONE factor that's considered by lenders. Before you assume that 637 isn't good enough, you should meet with one of my lending partners.
If you are ready to start the process, please feel free to give me a call.
I wish you much success during your real estate journey!
David A. Patterson, Broker CRS
Keller Williams Realty
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"A journey begins with a designation in mind."