I maybe able to get you approved with your current credit score for a no money down USDA mortgage.
The other great thing about the USDA program is the monthly mortgage insurance is substantially less than an FHA loan and you can roll your closing costs into the loan as long as the appraised value supports it.
You can find more information by clicking the link below to my USDA mortgage website or by contacting me directly.
Senior Mortgage Banker
If you are needing to find out if you can qualify, I would be more than happy to assist you.
You can contact me at (352)250-3320. I am an agent with ERA Tom Grizzard in Lake County.