If and when you're ready to buy, your Realtor and Loan Officer will help you determine what price range you need to be looking for. Additionally, they should be able to give you suggestions to increase your credit score and increase your buying potential.
FREE 1st Time Home Buyers Seminars are offered locally by the Washington State Housing Finance Commission. Call 425-257-4421 to make reservations.
Your score is fine, so that won't be an issue. Your income sounds like it's from several sources, so a lender will have to take a good look to see the sources and verify they are ongoing. If $2100 per month is your take home, the lender will base your max payment on your gross income, less other debts, based on the program you select and rate you qualify for.
When it comes down to it, you're going to need a lender to review your application, pay stubs, bank statements and obtain an independent credit report. Lenders will not rely on a credit report they didn't pull themselves for any formal approval. If you have the interest, you may be on your way. The biggest issue I see may be your income and it's various sources. Best of luck.
Good luck to you in any case,
Isaac Real Estate Team
Champions Real Estate Services
TriStar Finance #MLO-107799
Office: 425-483-6849 Cell: 206-841-9976
Winner of Seattle Magazines 5 Star
Real Estate Agent Best in Client Satisfaction Award
Mortgage Loan Originator Best in Client Satisfaction