Home Buying in Keller>Question Details

kristina1000, Other/Just Looking in Haslet, TX

I have Fair credit. I qualify for VA loan. Only debt I have is a car payment and 2 credit cards. What would be the possibility of getting a home loan?

Asked by kristina1000, Haslet, TX Tue May 29, 2012

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Hi Kristina,

I just refinanced my home loan and worked with Barry.blount@supremelending.com. He was professional and got my loan done fast. I hope this helps.
0 votes Thank Flag Link Thu Aug 16, 2012
To better assist you my first recommendation would be for you to consult with one of my many impressive Senior Loan Officers. Within 5 minutes you will be brought up to date with your options and know where you stand on financing. If your still requiring help contact me night or day to begin.


Keller Williams Realty
3xUS Army Veteran
Joseph Fernandez
cell: (817)975-7258
off: (817)635-1157
website: http://www.blissful-estates.com

ps. for more updated listing preview my site http://www.blissful-estates.com.
0 votes Thank Flag Link Thu Jun 21, 2012
You will need a minimum score of 620 to 640 for most lenders.

Don Groff
REALTOR® | Mortgage Broker
Keller Williams Realty | 360 Lending Group
o 512.669.5599 m 512.633.4157
listings@dongroff.com | http://www.AustinListed.com
0 votes Thank Flag Link Fri Jun 1, 2012
Hello Kristina - the best advice we can offer to you from the Grove Team, Keller Williams is to start with talking to a lender that specializes with VA loans. Our team is located in Keller and would be delighted to recommend several lending contacts for you to call and interview. Please let me know how our team can help. Thank you! - Angie, Grove Team - Keller Williams
0 votes Thank Flag Link Wed May 30, 2012
I can do VA loans down to a 620 credit score. If you have a VA connected disability, you should consider the Texas Veterans Land Board interest rate. This week it is 2.78%. It is important to have a licensed loan officer analyze your credit report, looking for any errors, or ways to add maximize your potential points by carefully managing your balances. We have a program within the credit reporting agency we use that allows us to do that. We can be contacted through our website.
Good luck and thank you for your service to our country.
Barbara Heath Coker
Licensed Mortgage Loan Officer
100% Home Loans All Over Texas!
Web Reference: http://www.thecokerteam.com
0 votes Thank Flag Link Wed May 30, 2012
Usually a VA loan requires a credit score somewhere in the 630 range. Typically debt cannot exceed 43 percent of your gross income including your future house payment. Have you considered a texas veterans land board loan? This may offer you some advantages if you qualify for it. I live relatively close to Haslet in the Keller Area and I would love to talk with you further please call me at 817-729-4281 so that I can go through some more options with you.
0 votes Thank Flag Link Wed May 30, 2012

I live in Keller, pretty close to Haslet. Please call me and I will be happy to recommend a couple of lenders to talk to. They will be able to tell you if you qualify for a loan.


Brett Ashcraft, Realtor
0 votes Thank Flag Link Wed May 30, 2012
Thank you for your service to our country .

You would need to complete a loan application where a mortgage broker can review your info.

I would feel honored to represent you and your family in a home search.

Contact my office today
Lynn911 Dallas Realtor & Consultant, Credit Repair Advisor
Multimillion Dollar Sales Producer

Follow me on Facebook
0 votes Thank Flag Link Tue May 29, 2012
Hi Kristina
'Fair' is a relative term. Depends on your definition.
Do you know your credit 'scores'?
Certainly an auto loan and 2 credit cards(paid on time) are a part of a good credit profile.
You should apply. It is free!!
Good Luck!!

Tom Burris
Mortgage Banker
(214) 763-4629 cell/text/nights/weekends(Really!!)
Lending all across the entire Great State of Texas!!
NMLS# 335055
Search Dallas area MLS for FREE. No registration => http://www.ntreisinnovia.net/cgi-ntr/BR_login?0501134
0 votes Thank Flag Link Tue May 29, 2012
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