Take care and contact me if you have any more questions!
I doubt that this will change soon enough for you; but I am predicting that the Banks will loosen up on this when they realize that they are excluding 50 to 70% of their potential customers.
Concentrate on getting your Credit Score up, and maybe you'll be good. Save every penny you can. Do not close accounts; just keep them to the minimum.
Oh, and thanks for serving.
Good luck and may God bless