Generally speaking I have been told consumers cannot get a mortgage for three years after a short sale. The previous posters gave you good advice, contact a mortgage broker. The broker will be able to determine if you qualify for a mortgage yet, and if not what you can do in the interim to repair your credit so that you can get a mortgage in the future. Good Luck.
If you need Real Estate help in Rockland or Orange county or want a referral to an excellent mortgage Broker, please feel free to contact me. I would be delighted to help you.
Licensed Real Estate Broker
Prudential Joyce Realty
We can handle the entire short sale process from start to finish.
Licensed Real Estate Agent
Century Homes Realty Group llc
Direct Line: 347-932-0609
It does not matter where the short sale was; it ties up with your credit.
Call or email Brian Tom (firstname.lastname@example.org) or 516-448-2434. Brian can tell you exactly when you will be able to move forward with a new mortgage.
Best of luck and let me know if I can help you any further...I have agents in NY & NJ.