Home Buying in North Miami>Question Details

Jacob Dorce, Home Buyer in North Miami, FL

I got an approval loan from a bank. What is the next step before buying a house?

Asked by Jacob Dorce, North Miami, FL Mon Feb 20, 2012

3Beds/2Ba in n. Miami

Help the community by answering this question:


Hello Jacob,

Congratulations on getting your pre-approval!

Now you know how much of a house you can buy.
As the 1st step, I suggest to meet with your agent in their place of business to talk about your specific buying criteria, and then to browse through properties that match your criteria and price point.
You can actually see the locations there on TV screen - while you are looking at different properties...

The 2nd step would be to drive through the neigborhoods that you liked some houses in, to see if you like the vibe there. It is good to check the crime rate for the area (MOVOTO.COM).

The 3rd step would be going to see the properties. Find out more about foreclosures, short sales and normal sales differences. When finding a great house, you'll feel it! Yet, make sure to do the inspections, check if all was done properly (permits, up to code) with the building department, and have your title company check if there are liens on the property. Ask your agent how to negotiate your offer better.

Before you buy, you'll have to pay for home and flood insurance (so do shop around to save money).

Your agent will be your guide through the whole process. A good agent will make it smooth (smoother) for you.

Will be glad to help,

Irina Karan
Beachfront Realty, Inc.
0 votes Thank Flag Link Sun Apr 1, 2012
Find an Agent you would be comfortable working with. Review property based on your criteria and then start looking.
Good Luck!
Genevieve Ramachandran
0 votes Thank Flag Link Wed Mar 14, 2012
I would double check how good that approval is first. Take minute to read this about the Pre-Approval process: http://www.trulia.com/blog/elliott_r_oliva/2011/12/pre-apppr…

That should give you a better idea of what needs to be done. Make sure your loan officer has been thorough with your application to avoid last minute problems.
0 votes Thank Flag Link Tue Feb 21, 2012
Good morning Jacob.

Probably best to find an agent to work with first (and yes, I'd be happy to help).

In my view the next step is to determine an area where you want to live - and there are about 150 houses available in North Miami today.

0 votes Thank Flag Link Tue Feb 21, 2012
Hello Jacob,
Jason is correct in that your next step would be to hire a buyer's agent to represent you in the purchase of a home. Usually, there is no cost to you for the agent's guidance and expertise. The agent will work for you in your best interests; not the seller's.
I suggest that you interview a few agents to determine their experience and who you will feel most comfortable working with. Perhaps consider asking some friends, family, or co-workers for some agent recommendations.

Good luck!

Laura Feghali
Prudential Connecticut Realty
0 votes Thank Flag Link Tue Feb 21, 2012
The easiest way to do this is on trulia page in area bars on top of the screen type area and select pros. This will take you to agents. Read several profiles and look for reccomendations of others.
0 votes Thank Flag Link Mon Feb 20, 2012
You will need to select a buyers agent. i would do this based on the type of property you are looking for and their specialties.
0 votes Thank Flag Link Mon Feb 20, 2012
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