Congratulations on getting your pre-approval!
Now you know how much of a house you can buy.
As the 1st step, I suggest to meet with your agent in their place of business to talk about your specific buying criteria, and then to browse through properties that match your criteria and price point.
You can actually see the locations there on TV screen - while you are looking at different properties...
The 2nd step would be to drive through the neigborhoods that you liked some houses in, to see if you like the vibe there. It is good to check the crime rate for the area (MOVOTO.COM).
The 3rd step would be going to see the properties. Find out more about foreclosures, short sales and normal sales differences. When finding a great house, you'll feel it! Yet, make sure to do the inspections, check if all was done properly (permits, up to code) with the building department, and have your title company check if there are liens on the property. Ask your agent how to negotiate your offer better.
Before you buy, you'll have to pay for home and flood insurance (so do shop around to save money).
Your agent will be your guide through the whole process. A good agent will make it smooth (smoother) for you.
Will be glad to help,
Beachfront Realty, Inc.
That should give you a better idea of what needs to be done. Make sure your loan officer has been thorough with your application to avoid last minute problems.
Probably best to find an agent to work with first (and yes, I'd be happy to help).
In my view the next step is to determine an area where you want to live - and there are about 150 houses available in North Miami today.
Jason is correct in that your next step would be to hire a buyer's agent to represent you in the purchase of a home. Usually, there is no cost to you for the agent's guidance and expertise. The agent will work for you in your best interests; not the seller's.
I suggest that you interview a few agents to determine their experience and who you will feel most comfortable working with. Perhaps consider asking some friends, family, or co-workers for some agent recommendations.
Prudential Connecticut Realty