CH 13 one year with what other conditions? Can a person have a 65% DTI? Or in a job less than one year. And what about cash reserves requirement? Geeez, Hard for a non bk buyer to get a loan, and frankly I am ok with someone having to wait longer than 2 years for the privilege of home ownership. Not a right, a privilege.
Chapter 13: 1 year from discharge date
Chapter 7: 2 years from discharge date
If you have any other questions feel free to contact me.
Market Place Mortgage
Lombard, IL 60148
Phone: (630) 217-7013
Fax: (630) 396-3698