You may qualify for only half percent down payment with a minimum 580 fico score. I only need to ask a few dozen questions to pre-approve you. I also offer credit repair at no cost to raise fico scores to qualify. I specialize in Under 640 Fico Score Loans.

Here is a flyer, brochure and a needs list to qualify.

CHF Access half percent down flyer, pdf
http://tinyurl.com/9ewk9nq
CHF Access half percent down brochure, pdf
http://tinyurl.com/9fak6ho
Sheryl Arndt, standard needs list checked, pdf
http://tinyurl.com/9m2rsb2

CHF Access income limits http://tinyurl.com/8lzf8he

http://www.Under640FicoScoreLoans.com
http://www.FrankandSheryl.com

http://www.under640ficoscoreloans.com/Pages/ContactSheryl.aspx
Sheryl Arndt, Broker – Sr. Loan Officer
DRE# 01440252
NMLS# 297251
760-486-4225

I specialize in Under 640 Fico Score Loans and I am sure I can qualify you...

CHF Access half percent down brochure, pdf
http://tinyurl.com/9fak6ho
Sheryl Arndt, standard needs list checked
http://tinyurl.com/8p3792f
Why Rent brochure
http://www.frankandsheryl.com/Documents/Why%20Rent%20brochure…
http://www.frankandsheryl.com/Documents/Why%20Rent%20brochure…
CHF Access income limits http://tinyurl.com/8lzf8he
http://www.Under640FicoScoreLoans.com
http://www.FrankandSheryl.com
http://www.under640ficoscoreloans.com/Pages/ContactSheryl.aspx
Sheryl Arndt, Broker – Loan Officer
DRE# 01440252
NMLS# 297251
760-486-4225

Here is the lady I always use in such cases. Evon 562.677.6700

You can buy with only half percent down FHA 30 yr fixed 3%-4% rate with a minimum 580 fico . If your score is between 500-579 you can buy with only 10% down. We offer credit repair at no cost to our clients. Let's get you approved today.

http://www.FrankandSheryl.com
http://www.Under640FicoScoreLoans.com
Sheryl Arndt, Broker
DRE# 01440252
NMLS# 297251
760-486-4225

Norma,

Getting a mortgage loan will depend on how long ago the judegement was paid off and how well you have managed your credit since paying off the judgement.

I had a client who had a judgement in the past,but due to the length of time the judegment had been paid off and how well he handled his credit since paying the judgement off he was able to secure a mortgage with a good rate and terms.

You should consult a lender for a pre approval, there will be no charge to you. As part of the pre approval process the lender evaluate your credit report and your income to determine if you are able to get a mortgage loan.

Best of Success to You!

Kawain Payne, Realtor