Credit and stable income is all that is required to buy a house.
(214) 763-4629 cell/text/nights/weekends(Really!!)
Lending all across the entire Great State of Texas!!
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Ron did a good job covering all the details.
They basically look for your credit and income. Ron is right about getting at least one year of income/employment history.
I can connect you with one of my lenders. You can email me at email@example.com
Your track record of paying your bills; this is your Credit Score: At 19 your probably do not have a Credit record.
Your ability to pay back the Loan; is means your job history and your income history, going back at least 2 years. At 19, you probably do have this.
The money you have on hand; this would include money for Down Payment, for Closing Costs and a residual savings for safety sake. (I guess you could have this.)
Good luck and may God bless
I can't sing enough praises for Harlan Cooper with Affiliated Bank in Cedar Hill. He has helped many of my buyers and I trust him enough to handle my mortgage lending as well. He has been a lender for decades and I have never met anyone who knows more about getting folks great loans!
If you would like to speak to Harlan, his number is 214-284-5568.
Once you have secured your loan and are ready to find a home to match you budget, I would be honored to assist you. Helping buyers find their perfect home is what I love best as a Realtor!
Please feel free to call me or email anytime with questions :)
Miracle Bennett, REALTORÂ®
RE/MAX Preferred Associates Cedar Hill