Home Buying in 19125>Question Details

Sharon Amerm…, Home Buyer in New York, NY

I am trying to purchase a home with no deposit I have a credit score of 761.Do you have any suggestions.I am looking for a home no higher than 80,000.

Asked by Sharon Amerman, New York, NY Tue Nov 5, 2013

Help the community by answering this question:


Did you go to http://www.NACA.com? If not why not Philip J. Cunningham Sr.
Market Force Realty
801 W. Street Rd
Feasterville, PA 19153
Web Reference: http://www.GreatPaRE.com
0 votes Thank Flag Link Thu Feb 13, 2014
If you have a year or two to dedicate to a organization that will misplace your important documents multiple times, not answer or return phone calls, give you the run around and bad attitude while paying for yearly membership fees and credits reports then go ahead. It's mostly a waist of time and only look good on paper, they are nice to get you to sign up but soon as you are in there the communication goes down. I would do a thorogh investigation on the organization and read the reviews because they are true. I spent 9mo trying to work with them to be no closer to buying a home than I was 9mo ago. GOOD LUCK
Flag Tue Mar 4, 2014
It will be very difficult to find a zero down payment loan unless you are a veteran or seeking a USDA approved property. If any of these apply to you, then I recommend you look into a VA or USDA loan. Otherwise, the closest thing you can get is an FHA loan that only requires a 3.5% down payment. If you think you can do an FHA loan then I would be more than glad to help you get started on a loan. Well I hope this helps and good luck! Brian Nguyen Sr. Mortgage Banker NMLS # 659743 Phone: 949.667.2887 brian.nguyen@nafinc.com
0 votes Thank Flag Link Thu Feb 13, 2014
Go to http://www.NACA.com

Philip J. Cunningham Sr.
V.I.P. Realty Corporation
7942 Bustleton Ave
Philadelphia, PA 19152
215-725-5700X49 cell 267-934-1971
Web Reference: http://www.GreatPaRE.com
0 votes Thank Flag Link Tue Nov 5, 2013
Hello Sharon,

USDA does 100% financing as does VA.
Also several counties have down payment assistance programs so you have lots of options.

Alan Openshaw
Cornerstone Lending Inc
Southampton Pa 18966
215 953 0800
cell 267 992 7276
NMLS ID 143960
0 votes Thank Flag Link Tue Nov 5, 2013
Ilive in Phila and I also take care of my brother who gets a va check but the va said they cant help me.
Flag Tue Nov 5, 2013
You may want to look into whether your city has any down payment assistant programs. I know in our area there are grants available to first time home buyers through our city.
0 votes Thank Flag Link Tue Nov 5, 2013
I live in Phila.Pa and these programs are asking for deposits for them to help.
Flag Tue Nov 5, 2013
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