Home Buying in 76053>Question Details

Anita Heredia, Home Buyer in 76137

I am trying to get my credit score up so I can qualify for a house, do you have any suggestions on what I can do?

Asked by Anita Heredia, 76137 Thu Jun 14, 2012

My credit score is pretty low the last time I checked they said it was like it I was starting over. I need help in the process of starting a family and would love to do it in a place we can call our own.

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Answers

11
Working with a lender is the easiest and best way to bring your credit up in a way to secure financing for a mortgage.
1 vote Thank Flag Link Thu Jun 14, 2012
Talk with a good local mortgage lender who is skilled in credit repair who will work with you to get those scores up. Congratulations on your decision!
1 vote Thank Flag Link Thu Jun 14, 2012
If you are still looking to improve your credit then give me a call and I can connect you with a credit repair guy.

Susie Kay
Realtor & Certified Stager
United Real Estate
469-371-2899
http://www.dfwdreamhomes.net
0 votes Thank Flag Link Sat Jan 17, 2015
Just wondering if Anita ever scored her home. I am in a simular situation as I am raising my credit. Up to a 660 !!! Yeah me. However I own a home and I really dont like living there since the divorce/seperation. I would love to move into a newer fresh start kind of home.
0 votes Thank Flag Link Mon Mar 3, 2014
You sound like your heading in the correct direction. If you're interested I would love to personally refer a Senior Loan Officer that has continuously broke her back to help my clients. She will tell you exactly what needs to be done in order to secure your future. What better proof of excellence than a referral?

"Meeting your needs and exceeding your dreams!"

Keller Williams Realty
3xUS Army Veteran/ Real Estate Consultant
Joseph Fernandez
cell: (817) 975-7258
off: (817) 635-1157

PS. For more updated listing visit my site at http://www.blissful-estates.com. It automatically updates of our systems MLS every 12 hours.
0 votes Thank Flag Link Fri Jun 22, 2012
I would be very interested in some help can you please email me her information.. Heredia_Anita@yahoo.com
Thank you!
Flag Wed Jun 27, 2012
1)Never exceed 50% of yur available line of credit on credit cards 2)Use your credit card and pay the balance in full each month, 3)go to annualcreditreport.com and review your free copy of report for all three bureaus. Clean up any incorrect or dated info. 4)Contact Anna Decamp 214-662-6719 with ViewPoint Mortgage and ask her to review your cfredit scenario and recommend what you need to do to get your fico up and prep yourself for getting a home loan.

Call Barz Realty team at 817-271-7456 to search your housing options when you are ready!
0 votes Thank Flag Link Fri Jun 15, 2012
Anita,
Good for you that you have decided to be proactive and get your credit issues resolved.
Often folks feel reluctant to make the commitment to work through a referral basis regarding such personal matters. That is certainly understandable.

A good direction to take is to identify those local lending institutions who have a demonstrated track record of lending money to local home buyers and small businesses. It is these lending institutions who are instrumental in the quality of life citizens enjoy. They are not the ones responsible for the loss of 40% of the wealth of middle class America. With out local lending...things can get really, really bad.

The big banks (Bank of America, Chase, Wells Fargo) all get failing grades (F) when measured by this standard. So, who in your area has an A or B grade because they DO grant home mortgages and invest in the community?

Go to: http://www.BankingGrades.com
Simply enter your zip code or city and scroll through the list and pick the one you like. (There is one 'A' and two 'B's) Make an appointment with their lending representative and have them enroll you in their program for credit recovery.

Now don't be a dead beat. When it comes time to buy, don't even think of going big box.
Best of success in acquiring your new home.
Annette http://www.FloridaRealEstateMadeEasy.com
0 votes Thank Flag Link Thu Jun 14, 2012
Hi Anita,

I have a free e-book about credit you can have if you just email me. I will reply back with that .pdf document.
From there, we can go over your credit and I can tell you what needs to be worked on and more importantly... what to leave alone!

Good luck!


Tom Burris
Mortgage Banker
DallasLoanGuy.com
(214) 763-4629 cell/text/nights/weekends(Really!!)
tomburris@dallasloanguy.com
Lending all across the entire Great State of Texas!!
NMLS# 335055
Search Dallas area MLS for FREE. No registration => http://www.ntreisinnovia.net/cgi-ntr/BR_login?0501134
0 votes Thank Flag Link Thu Jun 14, 2012
Hi Anita,

I have a fabulous mortgage lender that will help restore your credit for free and get you ready to purchase and then get the loan done. If you do what he says you will be able to buy. Call him and tell him we told you to call. He has a great staff that are all willing to help. I have literaaly seen him do miracles. I had a client whose house fell through to buy 3 days before closing. The loan had to be done because it was the end of the homebuyer credit a few years ago. He totally redid the loan on a new house and closed in 2 days. That is almost unheard of. Trust me he is good.
His information is Jeff Aldredge at Supreme Lending office 817-741-7535, cell 817-602-0348, jeff.aldredge@supremelending.com.

We would to be your agent and help you find that perfect home when the time comes.
Thanks
Kim Sullivan 817-797-4706- kimsullivanrealty@gmail.com
or
Shawn Jackson 817-521-0125- jacksojnj@aol.com
The Michael Group
0 votes Thank Flag Link Thu Jun 14, 2012
There are a couple of old tricks that used to work.
Have a family member that has fantastic credit apply for a secondary card in your name and you dont have to use the card, let your family member keep it.
It will piggy back on the main card holders credit and increase your score.
Also get a small credit card in your name 500 or so. pay it off every month and after 6 months that should boost your score too.
0 votes Thank Flag Link Thu Jun 14, 2012
Direct link you might find of interest
http://www.lynn911.com/Web/AR287090/CustomContent/index/5047511

Lynn911 Dallas Realtor & Consultant, Credit Repair Advisor
Multimillion Dollar Sales Producer
972-699-9111
http://www.lynn911.com

Follow me on Facebook
http://www.facebook.com/lynn911dallas
0 votes Thank Flag Link Thu Jun 14, 2012
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