Have you owned a home in Maryland previously? Within the last 3 years? What being a first time homebuyer in Maryland does is reduces your closing and qualified you for specific financing programs, such as CDA. Are you looking to put a smaller down payment or less closing costs? There are a lot of programs to help you with that. Have you found the home you want to make yours
Call me and I can help find your dream homes and also help you navigate your financing options.
All the Best
I am a Maryland loan officer and will be happy to review your options for purchasing a Maryland home with you.
I can be reached on my cell phone: 202 573-6035.
If you have not already been approved by a lender, I would be happy to run numbers for you to let you know how much you can qualify for.
Feel free to call, write or text if you have any questions!
The first step in the home buying process is to get pre-approved for your mortgage. You can start this by going to my online link. Click here and enter your information so I can run numbers for you: https://6760686183.secure-loancenter.com/WebApp/Start.aspx?& .
After you hit SUBMIT, I will be able to access your information through our secure website and will run figures for you right away.
This does not obligate you to use Fairway Independent Mortgage Corporation, although we do appreciate the opportunity to work with you.
I am looking forward to working with you and helping you get the keys to your new home!
Senior Mortgage Loan Officer
Fairway Independent Mortgage Corporation
Cell 202 573-6035
Over 25 years of Real Estate and Mortgage experience
focused on educating my clients so you can make an informed decision that best suits your needs!
MLO# 194172 FIMC NMLS# 2289
Good Morning Deb,
They've all answered the question quite well. I'd simply add that "first time buyers" in Maryland is anyone who has never owned a home or hasn't owned a home in the last 3 years. Additionally, a Loan Officer can help choose the right loan program based on your needs and qualifications. There are many programs available if you're interested in down payment assistance; CDA, the Maryland Mortgage Program's DSELP, FHLB, and many others for people looking in Baltimore City. I live within minutes of Parkville,MD 21234 and know the county well. Let me know if I can be of further assistance.
Advance Realty Timonium
My Blog; http://www.baltimorerealty.blogspot.com
From the MD Office of the Attorney General:
TP Â§ 13-203(b) â€“
(1) In this subsection, "first-time Maryland home buyer" means an individual who has never owned in the State residential real property that has been the individual's principal residence.
Please feel free to contact me if you have any other questions!
Here's the link, which I'm not sure will read correctly. If not, try a Google search.
http://Fwww.oag.state.md.us%2FCourts%2FLandRecSeminar%2F2004%2F2004 target="_blank" rel="nofollow">http://www.google.com/url?sa=t&rct=j&q=&esrc=s&a