You will find a wealth of information at http://www.yourtopagent.info/163360/mega/1st-time-buyer/.
If you are searching for a lender, be sure to choose one who is on the PHFA approved list. (Pennsylvania Housing Finance Agency). That way, if there are any credit issues, or if you need some down payment assistance, you will be able to get it more easily.
If you need any additional help, just let me know and I will do my best for you. I have been helping first time buyers for over 25 years. Let me show you all the steps you need to make it a stress-free and happy ending for you!
All the best,
Carol Cei, ePRO, Realtor
ReMax Platinum Club and Hall of Fame
Five Star Professional
ReMax Action Realty
The best first step is to take stock of your financial situation. While there are many variables in obtaining financing (especially since there are a wealth of mortgage programs to take advantage of), the biggest are: credit, income and current debt.
I would recommend meeting with a qualified mortgage professional and take stock of where you are now and what you may have to do to put yourself in a more favorable position.
I would be more than happy to discuss this in more detail in person.
Joshua Stein, REALTORÂ®
Coldwell Banker Preferred - Conshohocken
Office:(610) 828-9558 * Cell:(215) 866-8030
Direct:(484) 270-1165 * Fax: (215) 999-5894
PA License #RS317975
I would be happy to set up a time to meet with you and discuss the home buying process in detail. Feel free to call me directly at 610-994-1147 or email me to schedule an appointment.
Gregory S. Parker, ABR, CRS, GRI, GREEN, REALTOR
Coldwell Banker Realty Professionals
2924 Swede Road
East Norriton, PA 19401
Office 610-277-5000 Ext. 249
PA License AB067333
You need to speak with someone who can guide you through the process. They would take your basic information, pull your credit score and tell you the dos and don't in the next 6 months.
There are so many variables that its best to look at your situation a provide a plan that is best suited to your situation.
For example, there is no point talking about fixing credit if yu have an 800 credit score. What I can do is show you how credit scores can affect your rate depending on th type of loan you are getting and advise you of the types of loans that are available to you.
If you have all of the information you can make good decisions and a good mortgage broker or lender will provide you with all of the pertinent information.
Cornerstone Lending Inc
Southampton Pa 18966
215 953 0800
cell 267 992 7276
VOTED BEST IN BUCKS 2010 & 2012
NMLS ID 143960