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Senior Loan Officer
STERLING NATIONAL BANK
310 Crossways Park Drive
Woodbury, NY 11797
(516) 606-9648 Cell
(516) 740-4478 Office
(516) 918-5383 Fax
Real Estate Salesperson
Co-Op, Condo, Investment Properties
212-688-1000 EXT-426 (O)
If you choose to conduct an inspection of a property, it should be done as part of your "due diligence" before the contract is signed. The seller has no obligation to pay for this service so, the expense, whether you choose to move forward, or not, is yours.
When hiring an inspector, please research their background and expertise to assure that they are familiar with the type of property you are considering.
It is common to put forth an offer (written and w/financial docs & credit score) first. Once it is accepted and before any Contract is signed you would have enough time to have the property inspected (at your expense). If something isn't right, you move on but you'll always pay for any inspection. Good luck.
The normal process goes you make an offer once the home owner accepts the offer then you schedule the home inspection that usually happens ASAP then once your home inspector gives you and your lawyer the report you meet with your lawyer and review the report and if turns out that there's issues that's when any negotiation happens depending on the outcome of the report.