Hello Gere, I am mortgage banker with more than 10 years of experience. A chapter 7 bankruptcy discharged more than 2 years ago it's no longer a problem for FHA financing; however, you do need to wait three years from the date your home was foreclosed. If the bankruptcy and foreclosure were due to extenuating circumstances, and if you haven't had credit issues within the past two years, you qualify for a loan but you still need to meet minimum credit score requirements. I will be happy to do a full pre-qualification free of charge. You can submit your loan application via this link;https://5148612033.secure-loancenter.com/WebApp/Start.aspx?
you can visit my website to learn more about us or give me a call for more details.