I'm very sorry to hear about your sad predicament.
You should consult an attorney very soon - preferably an estate planning attorney to find out your options. He or she can guide you about title, vesting, what your rights are and help you and your husband make preparations that extend beyond property rights.
My husband is just such an attorney;
Thomas Lawler, partner at Fay and Lawler, Attorneys
619-858-1800 is the best number to reach him.
Again, I'm very sorry that you're going through this very difficult predicament,
Mary Lawler, Realtor
Realty Executives Advantage