Home Buying in Concord>Question Details

Danilo Foz, Home Buyer in Walnut Creek, CA

I am new immigrant but zero credit rating in States. I want to buy house/condo but can only spare $100k. How to go about it?

Asked by Danilo Foz, Walnut Creek, CA Sun Aug 25, 2013

Help the community by answering this question:


Hi there,

You should consider looking into a Foreign National Mortgage. These loans are meant for non-residences who are seeking a home loan in the United State. The minimum down payment for these types of loans are usually around 20% so you should be good. I can give out these types of loans for non-residences who want a mortgage in the United States. I have also given out loans before without credit scores so I can definitely help you out in your situation.

Well I hope this helps! If you have any further questions or if you need a loan, feel free to contact me. Also, if you found this helpful please leave me a recommendation if you can!

Good Luck!

Brian Nguyen
Sr. Mortgage Banker
NMLS # 659743
Phone: 949.667.2887
0 votes Thank Flag Link Mon Feb 24, 2014
Foreign National Loans

Borrowers using TIN Okay
Borrowers with NO CREDIT SCORE
Borrowers with NO SSN
Foreign Nationals {Expatriate}- NO PASSPORT {Must have valid work visa or 30% Down}
70% LTV Purchases
65% LTV Rate & Term Refinance
50% LTV Cash Out {Possible higher if financials are up to par}
Multiple properties OKAY
Corporation purchasing and refinancing OKAY

Richard- El Bey
Avarice Investments
(706) 399-7813 cell
(678) 752-8062 Office
0 votes Thank Flag Link Thu Oct 10, 2013
With the programs that are available, you can only get a $300K house with that and t here is not much in Concord.
0 votes Thank Flag Link Thu Oct 10, 2013
You don't need to have credit if you have $100k
0 votes Thank Flag Link Sun Oct 6, 2013
Hi Danilo

I have a guy who works wonders with your situation. Give me a shout and I'll connect you.
0 votes Thank Flag Link Wed Sep 25, 2013
Hello Danilo give me a call to discuss many options in the Walnut Creek Concord area's. Antonio H Matier Bay Area Fine Homes and Estates cell 510-846-2935. I look forward to hearing from you!
0 votes Thank Flag Link Sun Sep 1, 2013
I can certainly help you out there. You can call me at 408-352-5147 or email me at AGreer@themortgageoutlet.com. You can check us out at http://www.TheMortgageOutlet.com. I will look at your situation and present you with some options.

Alex Greer
NMLS #1056079
0 votes Thank Flag Link Sun Aug 25, 2013
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