Home Buying in Atlanta>Question Details

Jerry, Home Buyer in Atlanta, GA

I am moving to Atlanta and want to buy a townhouse near I-75 at I-285 on the Northwest side. Maybe vinings, does it matter if I chose cobb or Fulton?

Asked by Jerry, Atlanta, GA Mon Nov 14, 2011

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Concern yourself with convenience and what type of unit/price work for you. Just as important though is preserving value; and that's a challenge for condos in metro Atlanta.

A good purchase can be found in either county - the thing that cannot be overstated is that you must go in eyes wide with regard to the data. Breaking even constitutes success with condos - get very educated about foreclosures, rental unit density, association fiscal health, special liens and assessments.....

I'm a foreclosure appraiser and the condo market continues to bleed worse than detached homes. Be careful

1 vote Thank Flag Link Tue Nov 15, 2011
Dear Jerry -

First, WELCOME to Atlanta! We say that "every day is an opening day." in Atlanta. There is so much to do here that no one can participate in every offering.**

Second, you have chosen a very nice area in which to look. Vinings is very popular now. The answers below are very thorough - lots of good advice. The ticket in Atlanta living is to avoid traf

Third, let me offer to you a free Atlanta Metro property search engine called LISTINGBOOK. You may customize LISTINGBOOK to reflect exactly your needs. The search is revised and up-dated every 30 minutes from the FMLS listings themselves. Click --> http://www.odatrealty.com and sign up easily for the search engine. If you need help with it, feel free to contact me. If I cannot answer the phone - I will call back - I return all my calls myself.

If you need any mortgage assistance in Atlanta - here are two options -
SunTrust Bank http://www.suntrustmortgage.com/rdarlington Rick Darlington, VP
Prospect Mortgage http://www.RodneyMason.com

Getting a mortgage when one first moves to a new city is another interesting situation. Rodney Mason, Prospect Mortgage, answered a question about that on Trulia this past week. Link: http://www.trulia.com/voices/Home_Buying/removed-334012-p_1-…

We are working with a family buying a townhouse now almost at the intersection that you mention. The Cross Creek Condominium Association - http://www.crosscreek-atlanta.com - complex is inside the city limits of Atlanta - in Fulton County. Yes, the higher tax area BUT as of January 1, 2011, a homeowner may register his/her home with the settlement document and the tax basis will be reduced to the purchase amount. So, when your real estate agent gets you a really good deal - your taxes will be re-adjusted beginning with the first year when you were actually living in your new home on January 1st of that year.

Cross Creek includes a 18-hole Par three course, swimming pools and tennis - right there on the grounds. Frankly, I am very pleased with the community there and it is very close to the I-75 and the I-285 interstates. Easy commuting! You might want to give Cross Creek a look.

At ODAT Realty Services, Inc., we do the same thing other successful REALTORS do - if we are not the BEST option for your family, we will refer you to an agent that may better serve you. Metro Atlanta is huge - different areas are like completely different cities with widely varying characteristics. Our goal is to give each Client the best service possible - even if that means asking a respected colleague to be the point person.

Have a happy day -
Lynn B. Friedman, Broker/Owner
ODAT Realty Services, Inc. REALTORS

** http://www.youtube.com/watch?v=uRecD0IcFKI --- A PR video for Atlanta! Good luck - Lynn
Web Reference: http://odatrealty.com
1 vote Thank Flag Link Mon Nov 14, 2011
Fee Simple is your friend at the moment. Pick which ever county you want just try to buy a townhouse that is not tied to their HOA. Taxes will be different and possible schools, but either county has about the same traffic issues.
Web Reference: http://timetomove.biz
0 votes Thank Flag Link Wed Nov 16, 2011
Fulton and Cobb are good counties. Please check out my website or feel free to call me 404-453-3008.
0 votes Thank Flag Link Tue Nov 15, 2011
An important thing I tell most buyers especially when relocating is to take into account what is important to you and your lifestyle. What revolves around your life that is important to you so that you can narrow down your geographical location.
0 votes Thank Flag Link Tue Nov 15, 2011
Hello Jerry! Welcome to Atlanta! My personal townhome is on the market plus I have lived and worked in this area for years! Never wanted to be anywhere else!

My contact information is below, I would be pleased to help you if you wish to get in touch.


Elizabeh 'Beppy' Walton
Keller Williams Buckhead
C/404 234 9418
0 votes Thank Flag Link Tue Nov 15, 2011
Cobb will have better taxes and has a more stable tax base. Vinings is Cobb County Atlanta 30339. Smyrna is not Vinings. East Cobb will also have a lot to offer. Look into the school systems and I think you will be able to make up your mind easily.
0 votes Thank Flag Link Mon Nov 14, 2011
Dear Jerry, The Northwest part of Atlanta is very nice, however there are pros and cons to being in Fulton or Cobb county. The good news about Cobb County is that the taxes will be lower, schools are generally better and when one does not have to pay school taxes later in life, which is a huge savings. The bad news about about Cobb county is that it is really overbuilt as far as townhomes are concerned, ie they are easy to buy and hard to sell. As far as Fulton County, yes the taxes will be higher, but if you can get a townhome close in, they are in demand and tend to retain their value much better. The schools are good if you can get in the Morris Brandon or Jackson school districts. I know this as this is where I live. I have sold several townhomes in this area and know very well the values. Cross Creek was built as apartments and converted into townhomes and condos. There are however many townhomes close in that were built as townhomes that are reasonably priced where you could have a reverse commute if you needed. I have sold Real Estate for 20 years in Atlanta, live in NW Atlanta and would like to help you in your search. Please contact me at your earliest convenience.

Louise Golden
Chapman Hall Realtors
Cell: 404-357-5551
0 votes Thank Flag Link Mon Nov 14, 2011
As long as you are outside a City's limits, the difference between Fulton and Cobb County taxes is negligible. Select an area that is convenient to work/school or whatever is important to you. A good REALTOR would be a valuable asset to have working for you. They should be able to assist you in honing in on an area that is right for you.
0 votes Thank Flag Link Mon Nov 14, 2011
I live in that area and work with many buyers here. Most of " Vinings Proper " is in Cobb County. There are some fantastic communities very near Vinings (at the perimeter) with a Smyrna address . It really depends on your price range. This area is so convenient to anything that you would want to do in the metro Atlanta area including the airport. The taxes in Cobb County are also lower than Fulton. Call or email me and I will be happy to send you some listings. My company also offers a great Buyer Program which you can read more about at http://www.duffyrealtyofatlanta.com.
Caroline Gamma-Duffy Realty 404-668-9167
0 votes Thank Flag Link Mon Nov 14, 2011
Hello Jerry;
I would have to agree with Rodney Just the Property tax in those areas. Nice area and it has good spacious Townhomes. I would love to send you some listing in the area to show you whats available if you haven't already. Let me know if i can be of service to you.

Tye Jones
0 votes Thank Flag Link Mon Nov 14, 2011
The property taxes will probably be cheaper in Cobb than Fulton.

Rodney Mason, NMLS #151088
Sr Loan Officer
Prospect Mortgage
825 Juniper St NE, Atlanta, GA 30308
Office: (404) 591-2453
Apply Online at http://www.rodneymason.com
Licensed in Alabama & Georgia

Prospect Mortgage offers a full selection of mortage programs including:
Conventional | FHA | FHA 203K Renovation (Streamline & Consultant) | HomePath® |
HomePath® Renovation | VA | USDA | GA Dream | Jumbo Financing
Web Reference: http://www.rodneymason.com
0 votes Thank Flag Link Mon Nov 14, 2011
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