As others have noted, the big banks willl see this as a big red flag, UNLESS this is documented income that become availalble AFTER the short sale. Of course, six months past SS will be a no go for them anyway.
Follow up with the contacts others have already provided. You may want to consult with a local lender by choosing an "A" or "B" graded lender who has a demonstrated history of investing in your community. Simply enter your zip or city and select the "A" graded lender most appealing. You wlll observe the 'too big to care' banks are all graded F for failing.
Finally, your real estate professional will know how to identify sellers or seller situations that are a perfect match for your situation. Call a local pro and discover what options you have.
I would be more than happy to review your situation with you and find out your best options.
With warm regards,
Mary Kay Laurent
Associate Vice President of Mortgage Lending
o: 773.516.6859 - m: 312.403.4150 - f: 773.328.1740
Tell her I sent you, she is a broker not a lender so you have more options
500 Lake Cook Rd.
Deerfield, Il 60015