National Doctor Rep / Tom R. Callahan / firstname.lastname@example.org
He came recommended by Dr. Paul our Medical Ctr Director, we are now in our new home.
If you are a Resident or a more Established Physician - the following bank officer will provide you with 0% (zero) down 100% loan and No PMI with great rates and the costs were standard.
National Doctor Rep / Sr. Mortgage Officer / Tom R. Callahan / email@example.com
Fifth Third Savings Bank/ https://secure.53.com/mlo/thomascallahan
They are lending 100% in Alabama, Florida, Georgia, Tennessee, South Carolina, North Carolina, West Virginia, Kentucky, Missouri, Wisconsin, Michigan, Indiana, Ohio, Illinois, Pennsylvania, New Hampshire.
Mr. Callahan has been recognized nationally as a ranking leader within the mortgage industry and recently has assisted many Physicians within the Barnes-Jewish Hospital/Washington University, MO and Missouri Baptist Medical Center.
Best wishes to you! Sarah J., MD
Connecticut, Delaware, Illinois, Indiana, Kentucky, Maine, Maryland, Massachusetts, Michigan, North Carolina, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, South Carolina, Tennessee, Virginia, Vermont, Washington, D.C., West Virginia. **Additional States are possible on an exception basis.**
If I can be of any assistance please feel free to contact me for details as we are NOT allowed to share guidelines of the program in online forums.
Physician Loan Specialist
Mortgage Loan Officer
NMLSR # 658999
Citizens Charter One Home Loans
Phone - (336) 471-1825
Fax -(844) 574-2618
Let's discuss your loan scenario in more detail. Contact me at 800 315 8803. My name is Bart and I have been in the mortgage business since 1987. I am happy to answer your mortgage questions, 7 days a week and review your loan scenario. I offer a variety of "out of the box" loans in addition to traditional financing.
Until then, I look forward to hearing from you.
800 315 8803
NMLS# 20743 - my licensing information
http://www.nmlsconsumeraccess.org/ - link to look up my license number
You may want to contact Rae Drake with Fifth third Bank. I have referred her for the past 10 years to my buyers and she has always performed professionally. She puts her clients interest first and is extremely knowledgable of the industry and the banks programs. They have a great Doctor Program- She is even married to a Physician.
You can reach her at 352-514-1829 or firstname.lastname@example.org
Bernedette- Realtor in Vero Beach, Florida
Regarding the visa: You'd be required to have a U.S. Social Security Number. Also acceptable Visa includes E Series (E1, E2 & E3), H Series (H1-B, B1-C, H2, H3, H4), L Series (L-1A, L-1B, L2, O Series (O-1) and NATO (TN-1 and TN-2). ---- I may have other outlets for alternate visa types/status but these are the most common we work with.
Regarding the doctor loan: It's called a "Community Solutions" lending product. With a 620 score (as of today), the loan product goes to 95% loan to value (5% down payment required). --- However, I do want to point out.... this loan product most definitely has PMI. There isn't a loan in the nation (except FNMA Homepath) that does not carry mortgage insurance on loans over 80% loan to value. However, they do give you a bit of a break with this loan product, I'd venture to even say it's roughly half of the monthly cost (speaking of difference between traditional conventional mortgage insurance vs the community loan product).
If you have add'l questions, I'd be happy to help. Best wishes otherwise, Kimberly Lawson, Licensed Mortgage Originator - Ohio only. Contact and licensing information can be found on my profile.
Yes, there are physician loan programs through various banks. I just recently closed one with Huntington. They usually take a little bit longer to close than the average loans. I would be happy to discuss your specific needs with you and to send you some local lender contacts. Feel free to call or email me.
I'm a real estate agent in Ohio, and yes, there are physician loan programs available. I have several mortgage lender contacts I would be happy to share with you. I invite you to contact me at your earliest convenience, so I can help any way I can.
Dominic M. Picione