Please give me a call. We are happy to help you prequalify for a VA loan. More importantly, I want you to know of a great program called Welcome Home Hereoes I specialize in where you can get $10,000 in assistance:
Welcome Home Heroes for Veterans & Military
- Affordable 30 Year Fixed Rates
- $10,000 forgivable down payment and closing cost assistance
- Combined with a special Mortgage Credit Certificate (MCC), whereby Veterans receive 20% of the mortgage interest paid in the form of an income tax credit annually.
While I work with all types of buyers and properties (from starter to luxury homes), I also specialize in helping 1st Time Buyers take full advantage of THE BEST financing programs available in the marketplace. In fact, I was named the #1 Originator of these programs in Illinois by the Illinois Housing Development Authority (IHDA). You can read more at: http://chicagoagentmagazine.com/current-issue/vol-10-2013/wh
Jason Accola | Senior Mortgage Consultant
NMLS#: 755894 | Wintrust Mortgage
40 W. Hubbard St, 2nd Floor, Chicago, IL 60654
(312) 462-7732 Office | (312) 316-3000 Mobile | (312) 277-3322 eFax
You are right to start now. You should get pre-qualified with an experienced lender now and be fully prepared when the time comes.
Once I pull a copy of your credit report I have access to software which enable me to run unlimited scenarios for things we could do as well as how it would affect your score. In addition, I can use this software to project out in time so we can see what the effect will be in one month, or two, or more. Often I can get peoples score up significantly while we process their applications to either get them qualified, or take an already qualified applicant and get them a better rate at the settlement.
I am available to help you at your convenience if you wish.
I also offer credit score improvement programs for free while we work on your mortgage.
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Robert L. Hanson
Gladewater National Bank
First Time Homebuyer Specialist
Direct: 240-752-7549 Cell: 301-651-7822
Rate quote or live chat with me at the link below:
The first thing that you want to do is consult with a mortgage lender. I have a great person that can work with you step-by-step through the entire pre-approval process. Please give me a call and I will get the two of you connected right away.
Real People Realty, Inc
Also, interview a few realtors to help you find a place after you get your financing in order.
You can find out today by giving me a call at 773-416-7107. As Jason mentioned, I too think the Welcome Home Heroes program is your best bet, combining a VA loan with a forgivable $10,000 second which you can use you lower your loan amount/monthly payment.
I look forward to working with you.
Senior Mortgage Consultant
A Division of Midwest Community Bank
First you want to call the 800 # for the VA headquarters in Minnesota. You will need your military ID#, enlisted date/determination date & pay rank. This will determine your eligibility - the VA itself has a pre-approved list of lenders for you to contact after your eligibility is determined. You will most likely not need a down payment. The VA will lend out only once during your lifetime so make sure it's at a time you feel you will be in the home for a long time.
A lander will you to know how much you can afford. Getting your Certificate of Eligibility will let you know how much the VA is willing to insure. VA loans are great because they can go up to 100% financing. Good luck and thank you.
Senior Loan Originator
One Mortgage INC
The pre-qualification process is quick and easy. I'd be happy to help so please contact me and I can walk you through the process. Have a good evening.
1st Advantage Mortgage
VP of Mortgage Lending