Home Buying in Derry>Question Details

Laura Taylor, Home Buyer in Quincy, MA

I am looking to purchase a 3 bedroom home on a 2 bedroom septic. Is this a bad idea for resale?

Asked by Laura Taylor, Quincy, MA Wed Oct 16, 2013

I am looking to purchase a 3 bedroom ( real 3 bed with closets). 2500 sq ft. home in Derry. This is on a 2 bedroom septic and the lot only allows for a 2 bedroom septic. I checked with town hall and technically this will need to be considered a 2 bedroom and resold as a 2 bedroom on a 2 bedroom septic. How will this effect my resale? Is this common? Is this a risk to purchase? It is a great home with many upgrades and we don't know how big of a deal it is or not.

Help the community by answering this question:


Hi Laura,,

if you purchase a home with a 2 bedroom septic system; then it is a 2 bedroom home (legally).
We see a lot of this in the market and should be cautioned by it. There is a big difference in value between the 2.
I would like the opportunity to help more- will need to meet you and see the property. You are asking a very important question- before you buy! Smart Lady! Kim Spanos/ Spanos Realty 603-894-4600
0 votes Thank Flag Link Thu Oct 17, 2013
Maintain all the records of when you have the septic tank pumped out and when you regularly use products such as RidX. Do check with a septic tank expert, as someone else suggested. When you go to resell your property, provide all those records and considering marketing it as a 2-bedroom with extra office space or an extra bonus room.
0 votes Thank Flag Link Thu Oct 17, 2013
That can be a huge deal, not just because of resale, but because of longevity of the septic system. They are designed to handle a certain amount of "workload" and overuse can cause them to fail early. The resale is an issue because of the same reasons. If you have ever had to replace a septic system, you will understand why it is something that you really don't want to do.
If you would like some help to find a home that WILL be a good purchase, I would love to help.Robin
0 votes Thank Flag Link Thu Oct 17, 2013
Hi Laura, it is easier to sell a 3 bedroom home rather than a 2 bedroom in my opinion. As for the septic system, like you, there are people who will buy into a situation such as this (3 bedroom with a 2 bedroom septic). I wouldn't say this is common. I've heard of more 4 bedroom homes with 3 bedroom septics. Try calling a septic company and ask there advice. Then at least when you decide to sell you will be able to pass the info onto your buyers. Good luck!
0 votes Thank Flag Link Wed Oct 16, 2013
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