As I work with VA buyers on a regular basis, I can answer your question and say 'YES!! However, It will take some patience and your agent staying on top of the market for you.
This requires a real estate agent that is not only saavy in the market in which you are looking, but, in this market, knows a LOT of people. Knows when a listing is coming available so that you can get the jump on it.
Now more than ever this business requires good working relationships and experience. In the past three months, the transactions I have seen go into escrow are between agents who know one another, want to work with one another (trusting the transaction is going to run smoothly AND close) and agents who communicate.
My most recent transaction was a buyer who went into escrow after writing, at least, 10 other offers with another agent.
Once my borrower landed with the right agent who knew how to speak with other agents and who could help the borrower craft a letter that touched the sellers so much that they chose their offer over the other 18 offers that were written.
Yes! You can find a home with a VA loan. If any real estate agent snub their nose at your financing (see it happen with VA, FHA and low down conventional), find another. Trulia is a great place to look for reviews.
If you want to give specifics about your transaction or would like a referral for a well versed Walnut Creek agent you can ask me at firstname.lastname@example.org
You can reach me at:
Thank you for posting. Yes, we would be glad to help you purchase using your VA benefits. We have a dedicated government loan center specializing in VA & FHA loans. We have actually done quite a few VA high balance loans in the northern California area. Walnut Creek/Contra Costa is zero down to $1,050,000. Meaning on a VA loan you could purchase this property using your VA benefits with zero down payment.
I would be happy to help you get pre-qualified. No cost to you and no obligation.
Thanks again for posting,
Government Loan Center
Residential Wholesale Mortgage,Inc.
I know you have had a lot of great answers to your question - I just wanted to add an endorsement for you. I am a Realtor in Walnut Creek and I strongly recommend you contact Vikki Bearman as a VA buyer. She is an infinite repository of knowledge and has the contacts you need to get you into a new home. Also, as a child of the military VA buyers hold a special place in her heart - your purchase is a personal matter for her. Give Vikki a call - you will not regret it!
Here is his contact information:
Director, Government Loan Center
Residential Wholesale Mortgage, Inc.
11234 El Camino Real, Suite 100
San Diego, CA 92130
OFFICE: (858) 495-3100 x 150
FAX: (858) 495-3101
CA DRE #00798320, NMLS #239553
Have a great night.