I deal do with a single lender who can handle credit scores down in the 500s, but other items on the credit report can prevent you from getting a loan. Specifically, your recent credit must be clear - no lates, no collections, or charge-offs - within the last 12 months. If your scores are low but this is due to events in prior years, you can still get a loan. Just ask me to put you in touch with this lender.

If your problems in your credit report are recent, you don't have any reasonable choices. You can try to find a seller-financed property or look for non-traditional lenders (whose rates are often well above market).

If you'd like to know more, just drop me a line through my profile.

I use a lender by the name of Marcus England at 214-403-2030. He would be happy to look at your credit and give you and idea of what you needed to do to get your credit where it needs to be.

If you dont have a Realtor I would love to assist you. I offer great personal buyers representation and as an added bonus my lack of a large name broker allows me to rebate 20% of my commission to all my buyers.

Please dont hesitate to call Marcus or me with any questions.

thanks
RJ
214-682-0598