Let me give you a scenario; and it may or may not apply to you but it illustrates the UNBELIEVABLE opportunities that buyers have today. I am a Realtor and mortgage broker in Palm Beach County so I can promise you that these scenarios are real and do happen.

Buyers purchase a short sale....Price $185,000.00 home is a 1600 square foot 3/2 in a gated community. Sellers bank who is working the short sale is willing to pay 6% or $11,100.00 towards the buyer's closing costs. Buyer also qualifies for the $8,000.00 tax credit which can now be made available at the closing table for down payment or closing costs.

The buyers use FHA financing which only requires 3.5% down payment or in this case $6475.00. The $8,000.00 tax credit covers the down payment, and the $11,100.00 covers all of the closing costs. The buyers are able to come to the closing table with NOTHING, thats right NOT ONE PENNY. In fact, the title office will have to cut them a check for the $1,525.00 balance from their tax credit!

Deals like this are out there TODAY! If you would like an experienced real estate professional who knows how to get deals like this done. Call me at 561-929-0428 or email me at buyyourFLhome.com. I look forward to working with you to help you take full advantage of this unprecedented buyers market.

Mark Doring
561-929-0428
West Real Estate, Inc.
Bayburg Financial

Lorenita,

The local grant program for Florida residents is called the Florida Assist program. It provides up to $10,000 in grant money depending on income and members in your family. I can give you more information.

Also, the $8,000 tax credit for first time buyers is available until December 1, 2009. There are some restrictions that I can fill you in on. The tax credit can also be used now in Florida to assist with down payment and/or closing costs.

With home prices being affordable, low fixed mortgage rates and the assistance that's out there, it's a great time think about home ownership.

Please let me know if I can help you further.

Rodney Forbes
Realtor/Broker
Forbes Realty of South Florida
561-283-6497

I have links on my website to several Palm Beach County and Florida government sites that have programs for residents ,, first time home buyers, and low income households,
.
http://Www.newflproperties.com

Please let me know if I can be of further assistance.

Craig Fialkowski GRI,CDPE
EXIT Realty
2101 Vista Pky. Suite 225
West Palm Beach FL 333411
561-827-1790
Email newflproperties@gmail.com http://Www.newFLproperties.com