This is an important financial and emotional decision and is solely dependent on your feelings, we wont be able to predict market conditions in 5 years, so I would advise you to pick what you feel suits you best. = )
If you have any questions you can reach me at 347-463-2979.
If my response was helpful, consider clicking BEST ANSWER!
Senior Loan Officer
STERLING NATIONAL BANK
310 Crossways Park Drive
Woodbury, NY 11797