You will love the Charleston area, and Johns Island is a great place to live!
The homeowner's insurance will weigh into your decision on a specific home more so than the taxes.
Here's something you can do.
When you come across a property that you are interested in, go to this FEMA government site and plug the address in:
This will let you know if you are in a flood zone that will be higher insurance costs.
I recommend that you connect with an insurance agent to provide further detail and estimated homeowners/flood insurance costs, prior to making an offer.
Click this link (or paste into your browser) to view a sampling of homes on Johns Island in your price range - see something you like? Let me know when you'd like to take a look.
Feel free to search on my site: http://www.blogcharlestonsc.com
Let me know how I can be of help to you.
The Keys to Charleston LLC
Jim Bobo, Jr. Accredited Buyer Representative, Resort and Second Property Specialist
Call or text (843) 442-7275
SC Land and Homes LLC
PO Box 1182
Johns Island, SC 29457-1182
Dan Simon, RealtorÂ®
Carolina One Real Estate
Wow...I am not sure that you need to hear from me since so many buyers' agents have already given you so much good advice!
I will only add that you need to shop your homeowners' insurance very carefully since rates vary by carriers. Some properties on Johns Island do require flood insurance but not all. In some instances, you may be able to assume the seller's flood insurance but if not, you may need to get an elevation certificate.
I hope I was able to help...if only a little bit! Have a great day!
Cheryll Woods-Flowers, Coldwell Banker United
If you want to get more specific, please feel free to contact me and we will talk about what your wants and needs are. If you send me your email, I can send you some listings to get an idea of what you might be looking for.
C-21 Properties Plus
Where are you coming from and how soon to you need to be in a home of your own?
Please contact me and I will discuss your wants and needs and help you with financing and all of the duties that come with representation.
C-21 Properties Plus