Are you still looking for a home outside of Alpena? The house at 1131 Emerson Rd. have been reduced. It has 4 bedrooms, 2- two car garages and a green house. Very nice. I'm the Realtor if you'd like to call me 989-354-2535.
I am usually paid by the Seller and I do not charge a retainer fee.
Realtors are here to help make the American dream of land ownership possible for everyone.
Give me a call or send me an email if you would like me to help you, too.
RE/MAX New Horizons-Alpena
There are a number of properties available to that meet that requirement. Your best option is going to be to find buyers agent to work on your behalf. Here is how that process works. You'll want to search for local agents. Find reviews for them online through websites like Trulia and Angieslist.com. Interview the agent either in person or over the phone. When you are sure that is the agent for you ask for a "Buyers Agency Contract." Until you have a contract with an agent all the agents technically work as a subagent for the seller; they do not represent your best interests at this time. Most agents are not going to jeopardize your position regardless but the buyers agency ensures this. On the buyers agency form be sure to understand how your buyers agent is getting paid. There are several options. Usually the agent will work on commission pay offered by the sellers. Some request a small retainer fee that will be reimbursed back to you at closing. That is to make sure they don't spend a lot of their time and money for you to decide not to buy. The buyers agent will then request a proof or funds or preapproval letter that can be provided by a lender such as Carl at Crosscountry Mortgage pretty easily. Armed with the information as to how much you are approved for, the type of mortgage, and what you need in a house they can then email you a number of options for you to pick from. It's best to try to narrow it down to 5 or less. If those ones don't cut it you start looking deeper into some of the others. Those are all items your buyers agent, who is now contractually obligated to you, can help you walk through. Steve
If you want to move to the country you should consider a Rural Development Loan. They are your best loan option for new home ownership if you are eligible. Call me and I can go through the prequalification process over the phone