Home Buying in 79907>Question Details

Angie Aldama, Renter in El Paso, TX

I am looking for a rent or buy home I am a first time buyer and renter Please help

Asked by Angie Aldama, El Paso, TX Mon Feb 25, 2013

Don't know what route to go either to buy or rent a home

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Answers

8
Monica Lopez’s answer
I have a home available for you to rent or buy . If you can qualify to buy one at this time if not then rent with the option to buy in six months to a year . You can contact me at 915-526-6872 Fernando Lopez with any question you may have at no charge .
0 votes Thank Flag Link Mon Feb 25, 2013
Good evening Angie,
I will be more than happy to help you through the buying/renting process. Let me know the day and time that will better fit your schedule, so we can get you pre-qualified and inform you of the great programs for first-time-home-buyers. Once we know your price range, we can start looking for your desired location. After you decide on the proper location, we will locate a house that meets your criteria (bedrooms, baths, stories, fireplace, pool, etc.). Until you move in to your new home.
0 votes Thank Flag Link Mon Feb 25, 2013
Buying vs. renting can open up so many questions for you. Don't get overwhelmed check out my website to get the answeres you are looking for.
Joann Garcia
915-626-6169
Start your mobile search text"Garcia" to 87778
0 votes Thank Flag Link Mon Feb 25, 2013
Hi Angie,
It's always best to buy and own your own home. When you rent, you are helping someone pay off their own home! There are a lot of other things to consider before making your final decision.
I would be happy to discuss with you and possibly help you shop for your first home!
Give me a call, Veronica, 915-204-2009
0 votes Thank Flag Link Mon Feb 25, 2013
Rent or Buy?

Lots to consider.

Do you have cash reserves should the hot water heater break?
Yes? Buy
No? Rent and let the landlord handle it

Do you have the credit and income to purchase?
Yes? Buy
No? Rent

And the list goes on.

I can talk to you about what you can afford and what you qualify for based on your credit and income....

I will let the realtors expand on the rent/buy conversation.

And remember to include family and friends in your discussions about the benefits of home ownership.


Tom Burris
Mortgage Banker
http://www.servicefirstmckinney.com/
(214) 763-4629 cell/text/nights/weekends(Really!!)
tburris@servicefirstmtg.com
Lending all across the entire Great State of Texas!!
NMLS# 335055
Search Dallas area MLS for FREE. No registration => http://www.ntreisinnovia.net/cgi-ntr/BR_login?0501134
0 votes Thank Flag Link Mon Feb 25, 2013
Hello my name is chris Rojas I work with first time home buyers and I'm a new home specialist. I can assist you with what ever you need. I also help with credit counciling if needed. Give me a call for a free buyers interview :) 443-3598 chris rojas
0 votes Thank Flag Link Mon Feb 25, 2013
Angie, I would be happy to help you. You can call me 9153295868. The answer given by Ron below makes no sense. I work with buyers and renters.
0 votes Thank Flag Link Mon Feb 25, 2013
Lease/Option
You are desperate!
Your Credit or Finances, or both, will not allow you to go the conventional route:
You need the Seller to help you out!

The Seller will know it, and you are going to pay dearly for this service:
There aren't too many altruistic Sellers out there.

There is no FORM printed by anyone; there are just too many variables.
The terms that can be written into a Lease/Option can be dangerous to you:
How long is the Option period?
How much money are you putting in to the Option?
What happens if you are not able to execute the Option?
How do you know what your financial situation will be 2-5 years from now?
How much is the rent in the meantime?
Who will be responsible for maintenance and repair in the meantime?
What will be the Market Value of the home in 2-5 years?
What will be the Selling price 2-5 years from now?

This is the Ultimate Caveat Emptor!

Good luck and May God bless
0 votes Thank Flag Link Mon Feb 25, 2013
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