Home Buying in Tucson>Question Details

Betty, Home Buyer in Tucson, AZ

I am looking for a credit union or community bank in Tucson that does residential mortgages and processes the loan in-house.

Asked by Betty, Tucson, AZ Sun Nov 11, 2012

Help the community by answering this question:


Dont use pyramid credit their underwriters are in colorado, and string you along til its to late to find another lender, and you lose your home you were applying to get!
0 votes Thank Flag Link Tue Nov 27, 2012
Hi Betty,

My experience has been that credit unions take your loan application then the mortgage processing goes to someone in Phoenix, California or Texas. Then the loan gets sold to one of the Big Five Banks: JP Morgan Chase, Bank of America, Citigroup, Wells Fargo or Ally Financial. I am guessing you have had the same experience.

I understand your interest in avoiding the Big Five Banks. I have moved my checking and savings accounts out of the huge corporations and into local credit unions. But I still refer my clients to a mortgage broker, who will eventually sell the loan to a Big Five. At least with a mortgage broker, your loan processing is local.

I will be interested to hear if anyone finds a credit union that processes the mortgage locally. For local, conscientious and responsive processing of your mortgage application, I can highly recommend Catherine Ellinwood, Fairway Independent Mortgage, 520-954-1907. cellinwood@fairwaymc.com

Best regards,

Donna Moulton
Tierra Antigua Realty
0 votes Thank Flag Link Tue Nov 13, 2012
Hi Betty,

My pleasure. Did you find someone local to process your loan?


Flag Wed Jan 2, 2013
thank you so much, good suggestion!
Flag Tue Nov 13, 2012
I would recommend considering AZ State CU.
Web Reference: http://www.talktosteffy.com
0 votes Thank Flag Link Mon Nov 12, 2012
thank you! A big help.
Flag Mon Nov 12, 2012
Hughes and Vantage West, as well as Az State CU's make mortage loans. The Bank of Tucson does also. But I can also recommend several independant mortgage loan offices tahr do a great job of getting mortgages at low rates and closed on time. Let me know if you need more help. Ric Mills 520-548-8940, ric925az@gmail.com
0 votes Thank Flag Link Mon Nov 12, 2012
Hi Betty,
Washington Federal will do residential mortgages and their loans are in house. The rates are great right now. It's super you are getting a loan now.
0 votes Thank Flag Link Mon Nov 12, 2012
I have worked Adam Stewart at Arizona State Credit Union, great lender I have worked with. His direct number is (520) 784-5031, or email him at Adam.stewart@azstcu.org

If or when you need a local Realtor please give me a call or email.

Thanks, best of luck.
Spirit Messingham
(520) 471-6900
0 votes Thank Flag Link Sun Nov 11, 2012
I would suggest you ask a local Realtor, we build relationships with good loan officers and they should be able to tell you who can help you.
0 votes Thank Flag Link Sun Nov 11, 2012
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