823 Range Street in North Mankato has 3 main level bedrooms with full bathroom, 1 upper level suite inc. a full bathroom, and 1+ basement bedrooms with 3/4 bath. Basement has an additional kitchen and family room area as well. Would service nicely for a mother-in-law suite. Please contact Vonda Herding at Real Living Home to Home Realty / 507.385.7560 / vonda.herding@RealLiving.com if you wish to view this home.
I am a real estate broker in Mankato. I should be able to find you what you are looking for. There is currently a home on Meyer Lane in North Mankato that meets these needs, but there could be others that also can work once we take a look.
Let me know when you are in the area and we can meet to go over the current market, pricing and inventory.
It might be worth renting for a bit of time in Mankato just to get to know the area. You might also want to use that time to save up more of a downpayment. While there are programs out there that will qualify you with minimal down they really aren't for people in your situation. Good Luck on your move and do let us know if you have any additional questions as the time draws nearer.