One is the Fannie Mae HomeStyle Renovation Mortgage program. The cost of repairs can not exceed 50% of the after-improved value of the home. To learn more, go to https://www.efanniemae.com/sf/guides/mtgprod/pdf/homestyledu
The other is the FHA 203(k) Streamline Rehabilitation Loan program. You can rill in up to $35,000 in repairs and improvements into the mortgage. To learn more, go to http://www.hud.gov/offices/hsg/sfh/203k/203kslrp.cfm.
Both loan programs allow you to roll the costs of renovations into the mortgage.
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