A pre-approval will save you time and money. You should also research programs available to first time home buyers. Some of these programs require that you attend a free home buying seminar before making an offer. I work with a program through the City of Wilmington that offers qualified buyers up to 40% of the loan interest FREE with $500.00 borrower contribution. This is the best program around.
Call me to discuss details on how to proceed.
I look forward to hearing from you!
Absolutely. Getting pre-qualified by a reputable local lender in the Wilmington area, is always your first step in your home search. This gives you personal information for your price range.
I would like very much to help you and can recommend several people for you to choose from. Please feel free to contact me at email@example.com or at my direct phone number (910)232-4397.
I look forward to hearing from you.
Delores Delia, CRS, GRI
Certified Residential Specialist
Laney Real Estate Company
Wilmington, NC 28403
p.s. My local website far more details on the listings than most any such as room dimensions, HOA fees, etc.
p.s.s. Why are outsiders on the Wilmington board? Hilarious.
If you aren't sure where to start, give your Real Estate Agent a call - not only can they discuss pre-qualification with you in a little more detail, but they will probably have a few different lenders that they have worked closely with in the past that have done a good job for their other clients as well.
If you aren't working with an agent where you are, feel free to contact me, and I would be glad to put you in touch with someone I know in Wilmington.
Have a great day!
Licensed Real Estate Agent
Keller Williams Realty
I work for Guaranteed Rate here in Wilmington. Would you have a few minutes this morning to go through the pre-approval?
If you can give me a call here at 910-794-8353.
I do think that it is a wise move to speak to a lender & get pre-qualified so that you know the price range that is the most comfortable for you & your budget. I would be happy to refer you to a couple of different lenders if that would help.
Please feel free to call me this morning & we can discuss what you are looking for & what options are available.
I've written a best selling book called Buying a Home: Don't Let Them Make a Monkey Out of You. It'll teach you how to buy a home without getting ripped off. Follow the link below.
Best of luck!
Yes, I would suggest getting pre-approved before going house hunting. Agents and owners usually take you more seriously when you are pre-approved. Also, once you are pre-approved there are no surprises about how much house you can afford. That is usually one of the first questions that I ask when someone calls me about a house. Whatever lender you choose ask about the FHA loan.
YES. Getting pre-approved is the first step to finding out what you can afford, what type of payments you can afford, what mortgage choices you have and what credit issues you may need to address first. Please, for a good experience get pre-approved right away.