The first step would be to speak to a lender and determine the amount that you qualify for a mortgage. Then we will discuss your wants and needs, then tour and then...you are on your way to your new home.
I can highly recommend Sylvie Fillion at NEMoves Mortgage for the pre-approval. She is at 860-231-2600. Tell her I sent you.
Give me a call when you are ready. I am looking forward to meeting you....Amanda 860-916-2744.
REALTOR (R), Licensed in the State of Connecticut
Prudential Connecticut Realty
As the other Realtors have answered, you can get pre-approved. But that is not necessary to see a home. All you need is representation to see a house exclusively. There is a buyer agent or you can go unrepresented. It is important to understand agency when purchasing a home, and who is looking out for your best interests. Here is a link from CT http://www.ct.gov/dcp/lib/dcp/pdf/realestate_licensing_forms that is the black and white concerning agency. If you need any further help with no strings attached text or call me at 860-985-5816 Seth or email at SethWinkleman@PrudentialCT.com I'm on Facebook at http://www.facebook.com/SethWinkleman and Twitter at http://www.twitter.com/Winkleman.
Remember buying a house should be, CAN be a fun, exciting, & educational process.
First things first you should get preapproved for a mortgage. It is especially important to work with a local lender on this. There are several reasons for this but one of the most obvious is that property taxes are a huge factor here, and they can vary greatly from town to town. What can be $6K in one town can be $12k in the next. This is why being preapproved based on a loan amount alone can be tricky for someone outside the area..
You need a plan, and a mortgage planning specialist is where you should start.
First decide on an area. Try using the maximum commuting distance to work that you would be willing to travel. Then you need to find out how much of a mortgage you will qualify for. Then comes the fun part and we start to look. Check out my website http://www.findre4me.com and take a look at some of the houses currently available.
Then give me a call. I have a fabulous guide for new home buyers that I would like to send to you. Talk soon, Amanda
Which property are you interested in? You can schedule a showing with a realtor to see this home. Feel free to call me at 203-239-4663 ext. 139 or email me at firstname.lastname@example.org to book a time. I used to live in Farmington and there are several great places to consider. Thank you