There is currently a bond program for first time home buyers that will assist you with your down payment. Feel free to contact me and I'll give you all of the info.
As for your credit, the lender will look at all contributing factors. The only way to know for sure is by looking at your entire "financial picture" and they do this by pulling up your credit.
Call, text or email me and I'll be happy to assist you.
(915) 549-1962 or SellingEP@gmail.com
Look forward in hearing from you.
You have definitely asked the most important question pertaining to purchasing a home. Peace of Mind in purchasing your home is of utmost importance.
Feel free to contact me at your earliest convenience and I will guide you through the Home- buying process.
I look forward to hearing from you,
It looks like most of the people here are assuming you have BAD credit. I did not get that feeling from your initial post. It looks like you think you don't have ANY credit.
Depending on a number of factors including age, you may have much better credit than you think. Too many times people think that because they haven't used much credit that their credit is bad. Unless you have defaulted on loans or credit cards or have a bunch of late payments, you may have GREAT credit and not even know it.
Your best option is to call a local lender and have them run a credit report and credit score on you, and find out from them what your options are.
Best of luck,
B&B Realty Group - Keller Williams Elite Dallas, TX
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Contact me at your earliest convenience and I will guide you in the process of establishing credit.
I look forward in assisting you
Absolutely and assuredly there are programs for first time home buyers, FREE credit fix and so many can sing of the easy results. So email me or give me a call and lets get you started and see what you need to do. You have taken the biggest step, the first to being a home owner.
Cynthia Ann Morris,
CNE, CRS ,CSP,ePRO, GRI, TAHS,Texas Property Tax Arbitrator,Certified Real Estate Instructor
Sales, Property Management and Investing First Time Home Buyer Specialist
Short Sales and Foreclosure WE BUY HOMES
Broker-Owner Serving you and all of El Paso County.
Phone 915 471 4300 Fax 915 855 4609
email cynthia@EPHomeSearch.com Website http://www.EPHomeSearch.com
I want to be the only REALTOR Â® you will ever need
Technology will NEVER replace real estate professionals, but real estate professionals with technology WILL