I have a house for sale that mostly fits your needs. I did update kitchen, but its not granite. My house is being sold as is and is for sale by owner. I would be happy to show it. It's listed on Realtor.com in Chestertown, asking price is $289k.

Megan and Mansur are right on the money with this one. You need to have an agent involved to tell you waht you need to be concerned about. A broker or agent with some local experience can tell you if for instance there is a history of poor soil conditions and a higher than normal septic system failure rate in the area, or if there are ongoing fees or assessemtns that would transfer to a new owner. A house at 25 years old could suffer from a multitude of issues. A home inspector could find some of them, but not all. An agent with some familiarity with that market can often help you avoid big problems by helping you determine what types of inspections and contingencies should be part of any offer. Besides that, they can help you determine what similar homes have sold for, what the owner owes on the house, what they paid, and other issues that would help you get the best deal possible.

Specific advice would only be possible when a REALTOR(r) has seen the property and can perform a market analysis of the property and the area. If you have not engaged the services of an agent yet, please do so.

Hi Curious, I would recommend that you get a Realtor to work with you as a buyers agent. They can pull comparable home sales of the house you are interested in and tell you what the market value of the home is. I would also make your offer contingent on it appraising for the purchase price.