What a great question! The taxes and insurance cost will depend on the home your interested in. I live in Corpus and have noticed that a lot of home owners have not been protesting their tax value. So, what happens is homes in the same area and price range end up with large differences in taxes. The best way to approach this issue is to have your Realtor pull a tax report for the property and then do a market analysis to determine the actual value of the home. Then you will be able to get a better idea of what your tax for the home may be. Don't forget to add the homestead exemption when your figuring the tax cost.
On the Insurance cost, you need to contact your Insurance agent. Depending on how far the property is from the water and it's elevation will determin your cost for flood insurance. You will also need a Windstorm insurance policy and a standard Homeowners policy. ALSO, have your insurance agent get a CLUE report for the property. The CLUE report will show all claims filed on the property. It could alert you to a potential problem with the home, if the prior owners have filed a lot of claims in the past. If you do decide to purchase a property be sure to have the home inspected.
I hope this helps to answer your question. If your not working with a Realtor, I would enjoy answering your questions and helping you find a great home.
Affordable Housing Specialist
International Relocation Broker
You would need to get a specific quote for insurance for a property. Make sure you get a the property and casualty rate plus the windstorm policy. Its two quotes.
Best of luck,
Insurance contact an agent
Realtor we would not experts in these fields
Lynn911 Dallas Realtor & Consultant, Loan Officer, Credit Repair Advisor
The Michael Group - Dallas Business Journal Top Ranked Realtors