Also the lender may be concerned that the other home is going into foreclosure. Many people have purchased a 2nd home and then let the first go back. Although it doesn't affect YOUR position to purchase now, the lender is probably trying to figure out why you are purchasing a new one while retainer the other.
Good Luck working thru it.
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And it does not matter if the loan is "only in your name", you are married.
Best of luck.