Mya, There are many programs available in this area, some grants and some pay back loans with no interest. Also depending on the area there are grants for loans outside the city. Some of these require residency. I would be happy to assist you find your way through the maze. Visit my web page tjsellshomes.prugardner.com and get my contact information

There are numerous grants available but your first step is talking to a lender who is familiar with them and your specific needs to get moving forward.
Give me a call or visit my website at http://mscoastrealty.com and I will do what I can to help you get suited with a lender and help you find a home.

Damion Flynn, Broker
Tech Realty
228.365.1883

my realtor told me about a lot of grants right now....i personally know of MS Home Corp...they helped us with a down payment.....but if you want to give my realtor a call she might could help you.....her name is jeanette and her number is 861-3279...good luck