BEST ANSWER
Well, it sounds like you should start with a loan officer. With credit issues, many times, lenders can direct you on how and what to pay down prior to making loan application. Starting early is good since you are aware you have some issues to overcome first.
I would be happy to refer you to a couple of lenders that deal with special credit issues. Email me directly and I will be happy to provide them to you as well as answer any other questions you have.
regards,
Michael R. Gonzales
Broker/Owner, At The Top Properties, LLC
3419 E. Broadway Suite G
Pearland, TX 77581
mike@topmike.com
Wed Nov 4 2009, 15:56