I agree with Anna. In this market, most sellers would rather just sell to a traditional, qualified buyer, and get their money and be done. I assume you want to do rent to own because you can't qualify for traditional financing? FYI -- rent to own situations very rarely work out, and really only benefit the seller. The seller charges you higher rent than normal, and in the end, the market conditions have likely changed so much that either the seller wants to sell at a higher price, or the market has dropped and you don't want to buy for that price anymore. I would focus on seeing what you need to do to get a mortgage, and save, save, save!