The first step would be to speak with a knowledgeable loan officer who can see exactly what your financial situation is and make a recommendation on loan programs that can suit you best. The Next Door Neighbor program is a good program by HUD but inventory is low nowadays in Atlanta. You may qualify for a loan with better terms than those offered by the NDN program or the GA dream program.
We can discuss your situation, plans and objectives so we can see what you would qualify best for. You can give me a call at 404-786-0739 or email me at email@example.com. I also work with a team of realtors and based on your needs, I can refer you to a Real Estate Professional who can help you with your home search.
Sr. Mortgage Consultant
American Financial Network, INC.
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Best of luck!
The first step is to discuss your options with a good loan officer who works with programs like the state and county programs for first time home buyers. I constantly search the Neighbor Next Door program because I have other interested teachers I work with. The inventory is low in Metro Atlanta area. When something becomes available you should be prepared to bid immediately. My office has the best solution and team for your needs. My office has a loan officer, title / closing, and insurance service in one building. We provide a one stop purchase for our clients with less hassle and run around. Find out why my office is one of the best. Lets view some homes in the area you would like to purchase so you can get a feel of the market before making a decision.
Visit my link for more information.
Cottell Cooper, M.S.
Better Homes and Gardens Real Estate Metro Brokers
BJ. Webb ABR ARS MBA
Harry Norman, Realtors
Cell: 770 377 1319 Direct: 404 364 8925 Fax: 404 497 5833
Click here to visit http://www.TheAtlantaDream.com
My name is Erica with Drake Realty and I'd love to work with you. The HUD neighbor next door is a great program and I work with HUD quite a bit. Please give me a call to discuss this program and any other you may qualiy for.
Thanks a Million!
Erica ‘realestateready’ Gay
Helping You Find Your New Keys
Find me on Facebook at Real Estate Ready or LinkedIn under Erica Gay
In GA, the Georgia Dream Program provides down payment assistance throughout the state. There are annual household income limitations along with maximum sales prices that will both vary by county.
The typical assistance amount provided is $5,000. The PEN program allows for $7,500 in assistance. PEN is available to anyone working in Public Safety, Education (accredited only), or Healthcare. The CHOICE Loan provides borrowers with disabilities, or those who have a disabled dependent as a household member with $7,500 in assistance.
The down payment assistance amount is ALWAYS repayable whenever the home is no longer your primary residence or when the home is sold.
Getting Pre-Qualified prior to beginning the home search is critical. To do this, you would need to submit a Pre-Qualification request along with your financial documentation.
Working with a knowledgeable and seasoned loan officer is critical in today's market. Getting Pre-Qualified is the only way for you to find out your options. To get Pre-Qualified for your purchase, you can submit your request online at http://www.rodneymason.com to get started.
Rodney Mason, NMLS #151088
Sr Loan Officer
825 Juniper St NE, Atlanta, GA 30308
Office: (404) 591-2453
Apply Online at http://www.rodneymason.com
Licensed in Alabama & Georgia with over a decade of mortgage lending experience.
Prospect Mortgage offers a full selection of mortgage programs including:
Conventional | FHA | FHA 580-639 FICO | FHA 203(k) Renovation (Streamline & Consultant) | HomePath® | HomePath® Renovation | HomeStyle® Renovation | VA | USDA | GA Dream | Jumbo Financing.
Keller Williams Realty Atlanta Perimeter
115 Perimeter Center Pl, Ste. 100
Atlanta, GA 30346
Find me on LinkedIn
Please download my Mobile App and start your house hunt!
Atlanta has a shortage of homes for sale to accommodate buyers, so if you know someone thinking of selling, pass my information on to them. Don't keep me your secret! Thanks for helping me bring Pride of Home-ownership to someone near you!
Congrats on taking steps to become a first time home buyer this is such an exciting time for you. I would be happy to assist you in every way possible
Give me call lets discuss the next steps for you to take
Keller Williams Realty Atlanta Partners
The Federal Down Payment Assistance Community Partners Program
( http://www.atlantadownpaymentassistance.com/p/federal-down-p )
and the State of Georgia Down Payment Assistance PEN Program
( http://www.atlantadownpaymentassistance.com/p/state-of-georg )
both offer interest and monthly payment-free loans to help first-time home buyers come up with the down payment and closing costs. At $7,500, the loans offered are higher for protectors, educators and those in healthcare and to those in other disciplines. Please also know that credit and income restrictions apply.
Not all lenders participate in these programs (including many who will reply here), so I'd welcome the opportunity to speak with you about your specific needs and get the right list of participating lenders to you.
Will you please call me at (678) 775-2677?
Georgia Real Estate Brokers Associate
REALTOR®, Certified Affordable Housing Counselor
Keller Williams Realty Atlanta Partners
I would be happy to work with you. I am familiar with the good neighbor next door grant for teachers, as well as some other programs that may interest you. While that program is a good one, it does require extra work in the loan process. I work all over North Atlanta, and have been doing so for over 10 years.
Please contact me, so we can get you started finding out which program will best meet your needs.
Garrett Realty, LLC