Everyone in the US is entitled to a free credit report once a year. There is only one site approved by the government for getting theses reports, I've listed the site below. This is the only truly free credit report site. Unfortunately the credit reporting agencies are not required to include your credit score in the report and this is what really matters, however it is always a good idea to review your credit and make sure there's not misinformation on your report. If there is you can begin working on getting it removed through this site as well. You can also check to see if your State offers free credit counseling (most States do) and if so they can offer you good assistance.
Don't get yourself in over your head, work on building up your credit score (you want work on getting it into the 700's) and building up some cash reserves, then you'll be in a position whenre you can begin looking to buy a home.
Prudential Patt White Real Estate