Second; I have found that some of the VA hospitals are outstanding, (especially Fresno), whereas others.....
If that is important to you, (it is to me), then I would suggest surveying the hospitals in those areas so that you know before-hand.
Third; you sound like you haven't talked to your local VA office about, well everything.
Fourth; I would recommend the Navy Federal Credit Union, (I don't own it): You don't have to have been in the Navy, (though I would think more of you, if you had). They serve all services.
Good luck and may God bless
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16800 N. Dallas Pkwy, Suite 290 | Dallas, TX 75248
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Rodney Mason, NMLS #151088
Sr Loan Officer
825 Juniper St NE, Atlanta, GA 30308
Office: (404) 591-2453
Apply Online at http://www.rodneymason.com
Licensed in Alabama & Georgia with over a decade of mortgage lending experience.
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