I am unconfirmed off your statement "a loan from home do it" are you speaking of UK?

If so your lender would allow a loan on USA property there should not be a problem, contact your lender and ask those particular questions and their guidelines

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Lynn911

At this time, this may be the best route to go. We advise our foreign national buyers that are financing, to first consider borrowing from a lending institution in their native country, transfer the funds, and then complete the transaction. Once the money is here, it is treated as a cash transaction.

Yes, this will work for you. Our recommendation is to look for a UK bank that has a working relationship with a bank in the US for convenience purposes. Your UK bank will be able to provide you with this information.

Good luck
The Eckler team

I am a realtor in Lawton and would like the opportunity to help you find a house in my area. If I can be of assistance to you please contact me on my cell at 580-585-0860. Customer service is my priority and I will do everything I can to assist you in the purchase of your new home. Thanks, Tammy

You can get a loan in the US and not be a US resident. However, you will have to meet government guidelines established to do so. All you need to do is contact a reputable lender/banker and ask for the procedure on how to apply and see if you can meet the requirements of the loan. In terms of whether a lender in the Virgin Islands will lend on a property in the USA; that I don't know but suspect it will be difficult.

Either way, a lender in the USA or abroab will want to ensure their money is protected. I suggest you contact a bank/lender to find out exactly what you need to do. Whether here in the USA or in the Virgin Islands.

Best of luck,
Susan Walker

Do you mean that you want to use the money from a refinance of your home in the Virgin Islands? In that case, yes, the money from a loan on another property (your home in Virgin Islands) is the same as cash.
If you mean, can you find a lender in Oklahoma to make you a loan on your home in the Virgin Islands, I would suspect that you will find that difficult if not impossible.
On the other hand, the usual procedure is to use the new home you want to purchase as collateral for the loan to purchase your new home in Oklahoma. This should be rather easy and will require the usual documentation: Income verification, source of funds for the down payment and verification of funds, credit rating (I'm not sure you can get a FICO score if you are not a U.S. resident or citizen) maybe a loan officer or someone else out there can answer that.
Hope this helps.

Steve Toker